Mortgage Loans

UNLOCK THE VALUE OF YOUR PROPERTY WITH FLEXIBLE FUNDING SOLUTIONS

Loan Snapshot

A Mortgage Loan, also known as a Loan Against Property (LAP), allows customers to raise funds by pledging a property registered in their name. Properties with a minimum vintage of 6 months are eligible, subject to verification.

Eligible Properties

Residential houses
Commercial buildings
Business premises
Converted lands

Approval Factors

Source of income
Credit score and repayment history
Age of the applicant
Legal and technical property valuation
Lender-specific eligibility criteria