/* DigiClubz — shared styling for loan/insurance detail pages.
   Cached once by the browser, reused across every page that links it. */
:root{
  --bg:#FFFFFF;
  --surface:#F7F8FC;
  --card:#EFF1F7;
  --text:#12172A;
  --muted:#5B6478;
  --lime:#D4FF3F;
  --mint:#38E1C6;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;background:var(--bg);color:var(--text);font-family:'Inter',sans-serif;line-height:1.65;}
h1,h2,h3,h4{font-family:'Space Grotesk',sans-serif;margin:0 0 .4em;text-transform:uppercase;letter-spacing:.01em;}
a{color:inherit;}
img{max-width:100%;}

/* ===== SITE HEADER ===== */
header.site{
  display:flex;align-items:center;justify-content:space-between;
  padding:18px 5%;position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.9);backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(11,15,26,.08);
}
.logo{display:flex;align-items:center;gap:10px;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:20px;text-decoration:none;text-transform:none;}
.logo-mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--lime),var(--mint));display:flex;align-items:center;justify-content:center;color:#0B0F1A;font-weight:700;font-size:16px;}
header.site nav{display:flex;align-items:center;gap:28px;}
header.site nav a{text-decoration:none;color:var(--muted);font-size:14px;font-weight:500;transition:color .2s ease;}
header.site nav a:hover,header.site nav a:focus-visible{color:var(--text);}
header.site nav a.nav-active{color:var(--text);font-weight:700;}
.cta-btn{background:var(--lime);color:#0B0F1A;border:none;padding:11px 22px;border-radius:999px;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:14px;cursor:pointer;text-decoration:none;display:inline-block;transition:transform .2s ease;}
.cta-btn:hover,.cta-btn:focus-visible{transform:translateY(-2px);}
.auth-pair{display:flex;align-items:center;gap:8px;}.btn-ghost{padding:9px 16px;border-radius:999px;border:1.5px solid rgba(11,15,26,.18);color:var(--text);font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:13px;text-decoration:none;display:inline-block;white-space:nowrap;transition:border-color .2s ease,background .2s ease;}.btn-ghost:hover,.btn-ghost:focus-visible{border-color:var(--text);background:rgba(11,15,26,.04);}.auth-pair-mobile{margin-top:10px;flex-direction:column;align-items:stretch;}.auth-pair-mobile .btn-ghost{text-align:center;}@media (max-width:480px){header.site{padding:14px 5%;}.logo{font-size:17px;}.btn-ghost{padding:7px 12px;font-size:12px;}.cta-btn{padding:8px 14px;font-size:12px;}}
.nav-toggle{display:none;background:none;border:none;color:var(--text);font-size:24px;cursor:pointer;line-height:1;padding:4px;}
.mobile-nav{display:none;position:fixed;top:0;right:0;height:100vh;width:min(78vw,320px);background:var(--surface);border-left:1px solid rgba(11,15,26,.08);z-index:60;padding:24px;flex-direction:column;gap:6px;transform:translateX(100%);transition:transform .3s ease;}
.mobile-nav.open{display:flex;transform:translateX(0);}
.mobile-nav-close{align-self:flex-end;background:none;border:none;color:var(--text);font-size:26px;cursor:pointer;margin-bottom:10px;}
.mobile-nav a{text-decoration:none;color:var(--text);font-size:17px;font-weight:600;font-family:'Space Grotesk',sans-serif;padding:14px 4px;border-bottom:1px solid rgba(11,15,26,.08);}
.mobile-nav .cta-btn{margin-top:16px;width:100%;text-align:center;}
.nav-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:55;}
.nav-overlay.open{display:block;}
:focus-visible{outline:2px solid var(--lime);outline-offset:2px;}

@media (max-width:900px){
  header.site nav{display:none;}
  .nav-toggle{display:block;}
}

/* ===== PAGE HERO ===== */
.page-hero{
  position:relative;overflow:hidden;color:#fff;
  padding:56px 6% 90px;
  background:linear-gradient(135deg, var(--accent), #12172A);
}
.page-hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background-image:repeating-linear-gradient(45deg, rgba(255,255,255,.06) 0 1px, transparent 1px 22px);
}
.page-hero .hero-inner{position:relative;max-width:760px;margin:0 auto;text-align:center;}
.breadcrumb{font-family:'IBM Plex Mono',monospace;font-size:12.5px;color:rgba(255,255,255,.8);margin-bottom:18px;}
.breadcrumb a{text-decoration:none;color:rgba(255,255,255,.95);}
.breadcrumb a:hover{text-decoration:underline;}
.page-hero h1{font-size:clamp(28px,5vw,42px);margin-bottom:10px;}
.page-hero p{font-size:15.5px;color:rgba(255,255,255,.85);margin:0;max-width:520px;margin:0 auto;}

/* ===== HERO IMAGE ===== */
.hero-image{max-width:1000px;margin:-50px auto 10px;padding:0 20px;position:relative;}
.hero-image img{width:100%;height:auto;display:block;border-radius:16px;box-shadow:0 16px 34px rgba(11,15,26,.18);}

/* ===== INFO GRID ===== */
.info-grid{max-width:1100px;margin:50px auto;padding:0 20px;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;}
.info-card{background:#fff;border:1px solid rgba(11,15,26,.06);border-left:4px solid var(--accent);border-radius:14px;padding:28px 26px;box-shadow:0 8px 20px rgba(11,15,26,.05);}
.info-card h2{font-size:18px;color:var(--text);margin-bottom:12px;}
.info-card p{margin:0;color:var(--muted);font-size:14.5px;}
.info-card ul{margin:0;padding-left:18px;color:var(--muted);font-size:14.5px;}
.info-card li{margin-bottom:6px;}
.info-card li::marker{color:var(--accent);}

/* ===== CROSS LINKS ===== */
.cross-links{max-width:1100px;margin:10px auto 40px;padding:0 20px;}
.cross-label{font-family:'IBM Plex Mono',monospace;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:14px;}
.pill-row{display:flex;flex-wrap:wrap;gap:10px;}
.pill{display:inline-flex;align-items:center;gap:6px;padding:9px 16px;border-radius:999px;text-decoration:none;font-size:13px;font-weight:600;color:var(--text);border:1px solid rgba(11,15,26,.1);transition:transform .2s ease;}
.pill:hover{transform:translateY(-2px);}

/* ===== BACK LINK ===== */
.back-link{text-align:center;margin:20px 0 50px;}
.back-link a{text-decoration:none;font-weight:700;color:var(--text);border-bottom:2px solid var(--accent);padding-bottom:2px;}

/* ===== FOOTER ===== */
footer{background:var(--surface);padding:36px 8%;text-align:center;border-top:1px solid rgba(11,15,26,.08);}
footer p{margin:4px 0;color:var(--muted);font-size:14px;}
footer strong{color:var(--text);font-family:'Space Grotesk',sans-serif;}

@media (max-width:768px){
  .page-hero{padding:44px 6% 70px;}
  .hero-image{margin:-36px auto 10px;}
  .info-grid{margin:34px auto;gap:16px;}
  .info-card{padding:22px 20px;}
}