Loan Eligibility Calculator

Real lenders don't all use the same cutoff — see what you'd likely qualify for across three lending profiles.

Monthly Salary (₹)

Other Monthly Income (₹)

Number of Existing Loans

Only loan type, current EMI, and months remaining are used in the calculation — the rest of the loan's terms don't affect your eligibility today.

Loan Type

Interest Rate (%)

Tenure (Years)

Current FOIR (existing obligations) 0%

0%40%55%100%

Different lenders cap total obligations (FOIR) differently. Here's roughly what each profile would offer.

Conservative

40% FOIR cap

₹0

Moderate

50% FOIR cap

₹0

Aggressive

55% FOIR cap

₹0

FOIR caps vary by lender, credit score, and policy — these tiers are indicative, not a loan offer or guarantee.